Your funeral director is helping the Social Security office by giving you this information about Social Security benefits. If the deceased was receiving benefits, you need to contact us to report the death. If you think you may be eligible for survivors benefits, you should contact us to apply.
How Social Security helps families
Social Security survivors benefits help ease the financial burden that follows a worker's death. Almost all children under age 18 will get monthly benefits if a working parent dies. Other family members may be eligible for benefits, too. Anyone who has worked and paid Social Security (FICA) taxes has been earning Social Security benefits for his or her family. The amount of work needed to pay survivors benefits depends on the worker's age at the time of death. It may be as little as 1-1/2 years for a young worker. No one needs more than 10 years.
Who can get survivors benefits?
Here is a list of family members who usually can get benefits:
A special one-time payment
In addition to the monthly benefits for family members, a one-time payment of $255 can be paid to a spouse who was living with the worker at the time of death. If there is none, it can be paid to:
How to apply for benefits
You can apply for benefits by telephone or by going to any Social Security office.
You may need some of the documents shown on the list below. But don t delay your application because you don t have all the information. If you don t have a document you need, Social Security can help you get it.
You can mail or bring them to the office. Social Security will make photocopies and return your documents.
Supplemental Security Income (SSI)
If you are 65 or older, disabled, or blind, ask the Social Security representative about supplemental security Income (SSI) checks for people with limited income and resources. If you receive SSI, you may also qualify for Medicaid, food stamps, and other social services.
For more information, write or visit any Social Security office, or phone the toll-free number, 1-800-772-1213. You can speak to a representative weekdays 7 a.m. to 7 p.m.
If the deceased was receiving Social Security benefits, any checks which arrive after death will need to be returned to the Social Security office. If Social Security checks were being directly deposited into a bank account, the bank needs to be notified of the death, too.